Should you talk to a Mortgage Solutions of Central Florida mortgage professional before house hunting?

Absolutely! Before beginning your house hunting adventure, it's important to consult with one of our mortgage professional first.

For mortgage Pre-approval, we work with you to help determine how much of a monthly mortgage payment you're comfortable with and what type of mortgage would best suit your needs. We do this by considering your income and debts, your employment and residence history, your available funds for down payment and required reserves, etc.  Our review is quick, to the point, and we keep the paperwork to a minimum!

When you find a house that catches your eye and you decide to make an offer, being pre-approved for a mortgage will do a couple of things. First, it lets you know how much you can offer. Secondly, it gives you the confidence that know you can follow through with the transaction.  We will prepare a Letter of Preapproval so the seller will also be assured that you are a serious, prepared buyer.  They won't have to wonder if they're wasting their time because you'll never qualify for a mortgage to finance the amount you're offering.  You will have the clout of a buyer ready to make the deal right now!

You can always use the calculators available on our site to get an idea of how much mortgage you can afford -- but it's important to consult with one our our knowledgeable staff members to analyize your unique circumstances.